Learn About Credit Reports and Credit Scores

Whether it’s a mortgage for a new home, a loan for your car, or the ability to get a credit card, your credit score affects how much every major financial decision you will make will cost you.

Step 1: Check Your Credit Report Every Year

  • Go to AnnualCreditReport.com and request your free annual credit reports from Experian, Transunion, and Equifax.

Step 2: Report Errors on Your Report

Step 3: Get Your Current Credit Score

Step 4: Learn more about managing your credit report and improving your score